How to deal with collectors
Today, few people do not have a single credit for the soul. And few people are not afraid to be a malicious defaulter and fall into the hands of employees…

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How to take a loan without references and guarantors
Despite the fact that taking out a loan today seems to be quite easy, in fact it is not so simple. Not all banks meet customers who need money in…

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Energy passport: is the requirement of Supervisory authorities?
At the end of 2012, many businesses, even some government agencies faced new requirements of Rostekhnadzor. The technological Department of the Federal service for environmental, technological and nuclear supervision, threatening…

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insurance

Reporting to the Pension Fund under the new rules

Reporting to the Pension Fund shall be submitted quarterly no later than the 15th day of the second month following the reporting period. That is, reporting to the Pension Fund for the 1st quarter shall be no later than may 15, for the 2nd quarter – August 15, for the 3rd quarter – November 15. In 2013, the reporting for the Pension Fund includes the following forms: RSV-1, szv 6-4, ADV 6-5, ADV 6-2. Two
Reporting to the Pension Fund shall be submitted quarterly no later than the 15th day of the second month following the reporting period. That is, reporting to the Pension Fund for the 1st quarter shall be no later than may 15, for the 2nd quarter – August 15, for the 3rd quarter – November 15, for the 4th quarter – February 15.
In 2013, the reporting for the Pension Fund includes the following forms: Continue reading

How to make insurance cheaper

Today, insurance is an integral part of almost everyone’s life. Life and health insurance, CASCO, CTP and other types of insurance take place, and each of them has its own value. To pay a smaller amount of contributions, in other words, to make insurance cheaper, there are quite real ways, there are several of them.
Way to # 1. Buying discount policies.

Buying insurance products at sales is a real way to save on insurance protection. It is only necessary to know where and when the “insurance” sales take place. For example, on January 25, as part of the online sale of Cyber Monday 2016, Tinkoff Insurance provided discounts on policies. Continue reading

How to calculate the cost of production
The cost of production or sales is one of the most important indicators for the analysis of the efficiency of production activities of both the enterprise as a whole and…

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How to sell a share in an apartment
Much has changed since the days of the legendary hero Bulgakov, but the housing issue is still particularly acute. Problems with the sale,lease and division of real estate are still…

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The PAMM system by InstaForex company — easy to start work in the currency market
Modern global trends are increasingly becoming evidence of the rapidly growing popularity of work in the Forex market, one of the key concepts of which is investment. In the broadest…

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The deed to the apartment
The contract of donation is a kind of written agreement under which the donor transfers the apartment voluntarily and free of charge. That is, in the document itself, it is…

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