Disciplinary action
The procedure for the application of disciplinary sanctions is regulated by labor legislation, so every employee must understand whether the employer has the right to apply to him or her…

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How to deal with collectors
Today, few people do not have a single credit for the soul. And few people are not afraid to be a malicious defaulter and fall into the hands of employees…

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Energy passport: is the requirement of Supervisory authorities?
At the end of 2012, many businesses, even some government agencies faced new requirements of Rostekhnadzor. The technological Department of the Federal service for environmental, technological and nuclear supervision, threatening…

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consider before buying a home

How to get a loan reprieve

According to statistics, every person at least once in his life took a loan from a Bank. And the situations are different and it is not always possible to make timely payments. Many people unknowingly begin in such cases, to avoid contact with the Bank. This is strongly discouraged. Mirsovetov figured out how to get a reprieve on the loan.
Banks overdue loans are not profitable
This is what almost all representatives of banking institutions say when it comes to loans. The situation is such that if the loan payments have stopped, the Bank expects serious expenses. Are due and payment for services of debt collection agencies, and litigation, itself a costly and prolonged implementation mechanism collected security Deposit. Continue reading

Balance sheet liquidity analysis

The liquidity of the balance sheet is the degree of coverage of the enterprise’s liabilities of its asset, reflecting the rate of return of funds that were invested in the acquisition of different types of property and liabilities in turnover.
Liquidity of the balance sheet is estimated on the basis of form No. 1 of the financial statements “Balance sheet”.

Indicators for analysis of balance sheet liquidity
In order to analyze the liquidity of the balance sheet, it is necessary to divide the indicators of this form of financial statements into the following groups: Continue reading

How to sell a share in an apartment

Much has changed since the days of the legendary hero Bulgakov, but the housing issue is still particularly acute. Problems with the sale,lease and division of real estate are still relevant. Therefore, Mirsovetov decided to shed light on the process of selling shares in the apartment.
A little about shared real estate
Shared ownership is widespread in large cities and megacities. As a result of privatization of municipal real estate and its “division” owners of one apartment can be from two to seven people. These are either completely strangers (neighbors in the communal apartment), or relatives (parents and their children), or even former relatives (husband and wife divorced). Sooner or later, one of the co-owners has a quite logical desire to “leave”, to sell his share. Continue reading

How to get a loan reprieve
According to statistics, every person at least once in his life took a loan from a Bank. And the situations are different and it is not always possible to make…

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Benefits for disabled children
Sometimes the house knocks misfortune and grief to those parents whose children are in danger, sick or disabled. These children, unfortunately, a lot, they grow up next to us and…

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How to deal with collectors
Today, few people do not have a single credit for the soul. And few people are not afraid to be a malicious defaulter and fall into the hands of employees…

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Calculation of corporate property tax
The property tax of organizations is a regional tax, which means that the tax rates are established by regional regulations within the limits regulated by the Tax code of the…

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