How to save on purchases
Folk wisdom says - saved, so earned. How and where to buy a quality product at the lowest price? This is especially true if the budget puts you in a…

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How to sell a share in an apartment
Much has changed since the days of the legendary hero Bulgakov, but the housing issue is still particularly acute. Problems with the sale,lease and division of real estate are still…

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How to get a loan reprieve
According to statistics, every person at least once in his life took a loan from a Bank. And the situations are different and it is not always possible to make…

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conventional units

Balance sheet liquidity analysis

The liquidity of the balance sheet is the degree of coverage of the enterprise’s liabilities of its asset, reflecting the rate of return of funds that were invested in the acquisition of different types of property and liabilities in turnover.
Liquidity of the balance sheet is estimated on the basis of form No. 1 of the financial statements “Balance sheet”.

Indicators for analysis of balance sheet liquidity
In order to analyze the liquidity of the balance sheet, it is necessary to divide the indicators of this form of financial statements into the following groups: Continue reading

How to sell a share in an apartment

Much has changed since the days of the legendary hero Bulgakov, but the housing issue is still particularly acute. Problems with the sale,lease and division of real estate are still relevant. Therefore, Mirsovetov decided to shed light on the process of selling shares in the apartment.
A little about shared real estate
Shared ownership is widespread in large cities and megacities. As a result of privatization of municipal real estate and its “division” owners of one apartment can be from two to seven people. These are either completely strangers (neighbors in the communal apartment), or relatives (parents and their children), or even former relatives (husband and wife divorced). Sooner or later, one of the co-owners has a quite logical desire to “leave”, to sell his share. Continue reading

How to take a loan without references and guarantors

Despite the fact that taking out a loan today seems to be quite easy, in fact it is not so simple. Not all banks meet customers who need money in the shortest possible time. Or put very strict conditions. How to take a loan without references and guarantors – knows Mirsovetov.
Short term loan
Usually, to take a loan as soon as possible, you need to show the Bank proof of their ability to work. This may be a certificate of income of the borrower or a document on all family income, documents that confirm ownership of any property, which in case of non-payment can be reimbursed. Continue reading

How to deal with collectors
Today, few people do not have a single credit for the soul. And few people are not afraid to be a malicious defaulter and fall into the hands of employees…

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Cash register inventory
Inventory cash performs the planned event to compare actual performance and accounting. In other words, the inventory of the cash register is carried out in order to compare the real…

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The results of the inventory
Every organization is faced with the inventory. As a rule, the inventory is carried out in-house to establish a correspondence between the accounting and the actual amount of inventory or…

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What is Bank guarantee
Bank guarantee – this is one of the types of insurance risks in the enforcement of transactions. The essence of such insurance is that all risks in a transaction between…

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