In the life of every person there are situations when very quickly need a certain amount of money. Not everyone has secured friends, so sooner or later we still come to the Bank for a loan. The Bank understands that you can be officially unemployed, and unofficially have a very good income. The Bank does not want to lose such an opportunity to earn.
Any Bank is interested in lending. If you have a job, you will get a loan in 99% of cases. And what about those who need money, and there is no official employment? Tells Mirsovetov.
Credit as a sin, it is better not to take. Many people are afraid of loans like the plague. And rightly so. This is an indescribable long-term bondage, which is insanely difficult to get rid of. Continue reading
Bank guarantee – this is one of the types of insurance risks in the enforcement of transactions. The essence of such insurance is that all risks in a transaction between economic entities are acquired by a Bank, insurance company or other legal entity (guarantor) at the request of the transaction participant (principal). The guarantee is issued in writing. In case of default by the principal of its obligations to the creditor, the grant undertakes to cover the losses of the latter either in full or to the extent specified in the guarantee.
Currently, in the Russian business, this type of insurance transactions is not as common as in the economies of Europe and the United States, however, the trend for its spread in the last few years is positive. Continue reading