How to deal with collectors
Today, few people do not have a single credit for the soul. And few people are not afraid to be a malicious defaulter and fall into the hands of employees…

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How to save on purchases
Folk wisdom says - saved, so earned. How and where to buy a quality product at the lowest price? This is especially true if the budget puts you in a…

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How to take a loan without references and guarantors
Despite the fact that taking out a loan today seems to be quite easy, in fact it is not so simple. Not all banks meet customers who need money in…

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unforeseen circumstances

Reporting to the Pension Fund under the new rules

Reporting to the Pension Fund shall be submitted quarterly no later than the 15th day of the second month following the reporting period. That is, reporting to the Pension Fund for the 1st quarter shall be no later than may 15, for the 2nd quarter – August 15, for the 3rd quarter – November 15. In 2013, the reporting for the Pension Fund includes the following forms: RSV-1, szv 6-4, ADV 6-5, ADV 6-2. Two
Reporting to the Pension Fund shall be submitted quarterly no later than the 15th day of the second month following the reporting period. That is, reporting to the Pension Fund for the 1st quarter shall be no later than may 15, for the 2nd quarter – August 15, for the 3rd quarter – November 15, for the 4th quarter – February 15.
In 2013, the reporting for the Pension Fund includes the following forms: Continue reading

Profitability calculation

The problem of efficiency of commercial activity worries every Manager, because it is the owner of the enterprise is interested in the profitability of the business. Efficiency can be defined as the ratio between the result and the resources spent.
Performance indicators can be divided into forward and reverse. Direct performance indicators represent the output of which show what a standard unit of outcome obtained with a conventional unit costs to receive it. Reverse the indicators of effectiveness represent the coefficients of capacitance, which illustrate how unit costs necessary to obtain the conventional unit result. Continue reading

How to calculate the cost of production
The cost of production or sales is one of the most important indicators for the analysis of the efficiency of production activities of both the enterprise as a whole and…

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Rules of business correspondence
Business communication is never complete without business correspondence. Especially this conduct of business is important in solving immediate problems in a short time, and a personal meeting is not expected.…

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How to make insurance cheaper
Today, insurance is an integral part of almost everyone's life. Life and health insurance, CASCO, CTP and other types of insurance take place, and each of them has its own…

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How to get a loan reprieve
According to statistics, every person at least once in his life took a loan from a Bank. And the situations are different and it is not always possible to make…

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