Supply contract
An important condition of the supply contract is that the buyer must use the purchased goods for business purposes. If the goods are purchased for personal use, such a relationship…

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Deposits with interest capitalization
Investment of funds in the escrow account is not the only way of salvation savings from inflation. Thanks to Deposit deposits, in a stable economy, you can even increase your…

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How to calculate the cost of production
The cost of production or sales is one of the most important indicators for the analysis of the efficiency of production activities of both the enterprise as a whole and…

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unforeseen circumstances

Reporting to the Pension Fund under the new rules

Reporting to the Pension Fund shall be submitted quarterly no later than the 15th day of the second month following the reporting period. That is, reporting to the Pension Fund for the 1st quarter shall be no later than may 15, for the 2nd quarter – August 15, for the 3rd quarter – November 15. In 2013, the reporting for the Pension Fund includes the following forms: RSV-1, szv 6-4, ADV 6-5, ADV 6-2. Two
Reporting to the Pension Fund shall be submitted quarterly no later than the 15th day of the second month following the reporting period. That is, reporting to the Pension Fund for the 1st quarter shall be no later than may 15, for the 2nd quarter – August 15, for the 3rd quarter – November 15, for the 4th quarter – February 15.
In 2013, the reporting for the Pension Fund includes the following forms: Continue reading

Profitability calculation

The problem of efficiency of commercial activity worries every Manager, because it is the owner of the enterprise is interested in the profitability of the business. Efficiency can be defined as the ratio between the result and the resources spent.
Performance indicators can be divided into forward and reverse. Direct performance indicators represent the output of which show what a standard unit of outcome obtained with a conventional unit costs to receive it. Reverse the indicators of effectiveness represent the coefficients of capacitance, which illustrate how unit costs necessary to obtain the conventional unit result. Continue reading

How to take a loan without references and guarantors
Despite the fact that taking out a loan today seems to be quite easy, in fact it is not so simple. Not all banks meet customers who need money in…

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How to get a loan reprieve
According to statistics, every person at least once in his life took a loan from a Bank. And the situations are different and it is not always possible to make…

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Balance sheet liquidity analysis
The liquidity of the balance sheet is the degree of coverage of the enterprise's liabilities of its asset, reflecting the rate of return of funds that were invested in the…

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How to take a loan to the unemployed
In the life of every person there are situations when very quickly need a certain amount of money. Not everyone has secured friends, so sooner or later we still come…

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